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For additional coverage options the repair/replacement allowance is $400. If Freon coverage is selected as an option the limit is $250. 10. 3. Local/State/Federal Government Violation. Select will not be responsible for repair of any system or appliance which said repair would violate any local, state and/or federal laws, rules, codes or regulations.

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Chris has more than 24 years of experience transforming brands and elevating the customer experience for some of the top organizations in the country, including Expedia and Motorola.

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Because homeowners insurance doesn’t cover everything in your home, like appliances, ductwork, air conditioners, heating systems, plumbing systems, electrical systems, and phones, you need additional coverage.