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Our collection of home warranty plans will fit any situation. Because homeowners insurance doesn’t cover everything in your home, like appliances, ductwork, air conditioners, heating systems, plumbing systems, electrical systems, and phones, you need additional coverage. This coverage comes in the form of a home warranty. At the Home Service Club, we custom fit each of our home warranty plans to your needs. We take on the stress of repairing and replacing worn out appliances so you don’t have to. I have Choice Home Warranty on four separate properties located in three states. One of my properties actually has a secondary policy because of both size and a second kitchen. Three properties have Optional Coverage for septic systems, in ground well pumps and in ground pool. I submitted a claim for system failure of pool pump. The claim was denied. According to the Choice Home Warranty technician the claim was denied for multiple reasons all of which the technician tried to assure the claim adjuster were NOT the reasons for the failure.

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Finally, I got approval again after hours on hold to have the first company back, and they are only covering about 2/3 of the cost, based on a clause in the contract that applies to refrigerators, not HVAC.

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The warranty company is nothing more than a middle man sucking money out of the customer, the contractor, and providing a terrible disservice to both for it.

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Why would they dispatch somebody that’s in a different town?It made no sense and they didn't get that.

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But, when you finally do get sick and need to use the policy you have been paying on for years and only owing your co pay is seen as trying to get something for nothing?Have you ever actually thought that opinion of yours through to it's logical end?What is a warranty for?What is insurance for?I would imagine that someday, after paying for your health insurance or a new car with a warranty, for many years without ever using it until a tragedy strikes, you find yourself needing to use the protection you had been PAYING for, only to find someone just like yourself at the other end of the desk.